The Bank Just Raised Your Mortgage Rate Without Telling You

Описание: Canadian banks are quietly raising fixed mortgage rates right now, even though the Bank of Canada hasn't touched the prime rate. If you have a mortgage renewal or pre-approval coming up in 2026, here is exactly what this "silent rate hike" means for your wallet and how to protect yourself.

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In this video, Myles Nowik breaks down why fixed rates are suddenly spiking due to the bond market between March 3rd and 9th, how lenders are pulling back on variable rate discounts, and the exact 120-day rate hold strategy you need to trigger right now before the banks send your renewal letter.

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0:00 - The Secret Rate Hike Nobody is Talking About
0:31 - Why Fixed Rates Are Spiking Right Now
1:14 - Waht this Acutally Means For Your Wallet
2:14 - How to Protect Your Pre-Approval & Renewal
3:13 - Your 2026 Mortgage Surviival Guild

🏡 About The Nowik Mortgage Team
We help Canadians buy homes, renew mortgages, refinance debt, and invest in real estate with strategies designed to build long-term wealth. Based in Nanaimo, BC, we serve clients across Vancouver Island, Greater Vancouver, and throughout Canada.

⚠️ Disclaimer
The content in this video has been prepared with care; however, no representations or warranties are made regarding accuracy or completeness. This video is for informational purposes only and should not be taken as financial advice. Always consult a qualified financial professional before making decisions. The presenter accepts no liability for any loss, damages, or actions taken as a result of the information provided.