Understanding the Repo Rate and Its impact on Home Loans

Описание: Understanding the Repo Rate and Its impact on Home Loans

Topics covered under this video are :
00:00 Understanding repo rate and its impact on home loans
00:30 RBI decrease or increase repo rate time to time
01:17 SBI set home loan interest rates by EBR which is directly link to repo rates
02:12 example how repo rates will effect EBR rates
02:53 Case study if RBI reduce repo rates by 25 basis points
03:56 Repo reduced, keeping EMI same, home loan tenure decreased
04:22 Repo rates reduced, and customer want to keep tenure same and EMI reduced
05:44 Case study if RBI increased repo rates by 25 basis points
06:35 Repo increased, EMI remain same the tenure in increased
06:44 Repo increased, EMI increased, Tenure remain same
07:56 Home loan calculation on excel sheet for repo rates changes
07:57 Normal Home loan calculation for example
08:30 Excel calculation if RBI increased Repo rates by 0.25%
10:07 Excel Calculation if RBI decreased Repo rate by 0.25%


Murari Garg

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