Deep Dive: How StoneCo is Dominating Brazilian Financial Services (STNE)

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Watch the full South America Stock playlist here:    • Deep Dive: Is MercadoLibre Still a Smart I...  

[00:00] Introduction and StoneCo (STNE) Overview
[01:54] The Strategic Shift: Divesting Software Assets
[03:07] Accounting for Discontinued Operations
[04:49] The Major Sales: Totvs and Pet Love Deals
[05:58] Strategic Deepening: The Acquisition of A (Hospitality Software)
[09:12] P&L Analysis: Strong Core Business Growth
[11:09] Profitability Comparison: Continuing vs. Discontinued Operations
[14:55] Balance Sheet Snapshot: Assets Held for Sale and Core Assets
[18:35] Credit Portfolio Growth and Risk Management (ECL Model)
[21:23] Liabilities and Clever Capital Management (CDI Deposits)
[26:01] Shareholder Equity and Aggressive Share Buybacks
[27:37] Cash Flow Turnaround: Operating Activities Swing to Positive
[33:31] External Risks: Potential Brazilian Tax Hike (MP 1.303)
[35:46] Legal Contingencies and Unquantified Class Action Risk
[38:07] Key Takeaways and Conclusion

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