NU Holdings: Why I Put 10% of My Portfolio in ONE Stock

Описание: I just put 10% of my entire portfolio into a single stock. Here's the complete analysis that convinced me.

🎯 NU HOLDINGS (NYSE: NU) - INVESTMENT THESIS

While my portfolio returned 440% since 2021 (vs S&P 500's 62%), I found another opportunity that fits my investment criteria: NU Holdings, a Brazilian digital bank that's quietly building one of the
most profitable banking franchises in the world.

📊 KEY METRICS:
→ 127 million customers (growing 23% YoY)
→ 40.8% net profit margin (vs traditional banks at 15-20%)
→ 31% return on equity
→ $8.8B annual revenue
→ Current Price: $15.89
→ Base Case Target: $22 (38% upside)
→ Bull Case: $30 (89% upside)

💡 WHY I'M BULLISH:
✓ Dominant position in underbanked Latin American market
✓ Best-in-class unit economics
✓ Multiple growth levers (credit, investments, insurance)
✓ Proven execution track record
✓ Trading at reasonable valuation despite quality

⚠️ KEY RISKS:
→ Brazilian regulatory environment
→ Competition from traditional banks
→ Execution risk on international expansion
→ Currency exposure (BRL/USD)


📄 DOWNLOAD FULL 25-PAGE REPORT:
Get my complete investment analysis with DCF model, scenario analysis, and detailed financials:
👉 www.tomalphatrades.com

⚡ MY PORTFOLIO PERFORMANCE:
Since 2021: +440% (vs S&P 500: +62%)
This represents a 7x outperformance of the market.

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⚠️ DISCLAIMER:
This is not financial advice. I am not a licensed financial advisor. This video represents my personal investment research and opinions. I own shares of NU Holdings. Do your own research before making
any investment decisions. Past performance does not guarantee future results.

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📱 CONNECT WITH ME:
🐦 X (Twitter): @TomAlphaTrades
🌐 Website: www.tomalphatrades.com

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