The $10,000 RRSP Mistake That Shrinks Your Retirement Income 🇨🇦
Автор: CANADA PENSION TALK
Загружено: 2026-02-15
Просмотров: 82
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#RRSP2026, #RetirementCanada, #RRSPMistake,
A simple RRSP mistake could quietly reduce your retirement income by $10,000 or more — and many Canadians don’t realize the long-term impact.
In this video, we break down how certain RRSP decisions — including withdrawals, timing, tax planning, and conversion strategies — can shrink your retirement savings and affect your overall income.
If you’re planning for retirement or already managing an RRSP, this is essential information.
🎯 In this video, you’ll learn:
The common RRSP mistake costing Canadians thousands
How taxes impact RRSP withdrawals
How poor timing decisions reduce retirement income
The connection between RRSP withdrawals and OAS clawback
Smart strategies to protect your retirement savings
⚠️ A small planning error today can reduce your income for decades.
👉 Subscribe for Canadian retirement planning tips, pension updates, and financial strategies.
00:00 – The $10,000 RRSP Mistake Explained
01:20 – Why This Mistake Is So Common
05:00 – How RRSP Withdrawals Are Taxed
10:45 – Impact on CPP & OAS
15:30 – Real Example: Losing $10,000+
20:15 – How to Avoid This Error
22:00 – Smarter Retirement Planning Strategy
#RRSP2026, #RetirementCanada, #RRSPMistake, #CanadaFinance, #RetirementPlanning, #OASClawback, #CPP2026, #SeniorFinance, #InvestingCanada, #pensionplanning
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