How do I stop Asset Acceptance from computer calling me on my cell phone after I beat them at trial?
Автор: Alabama Consumer Protection Lawyers
Загружено: 2015-03-05
Просмотров: 362
Описание:
http://www.alabamaconsumer.com/2015/0...
Asset Acceptance, a debt buyer (debt collector), sued and lost. But it is still calling the consumer's cell phone, spouse's cell phone, and even the consumer's child's cell phone.
I was asked a question on our website about how to stop this -- http://www.alabamaconsumer.com/2011/1....
First, when you win your collection trial, this means you do not owe the debt. So there is no reason for the collector to be calling, especially auto dialing (computer dialing) your cell phone or your family's cell phones.
This violates the TCPA -- Telephone Consumer Protection Act -- and means you normally are entitled to $500 or up to $1500 per call.
Second, the debt collector is violating the FDPCA (Fair Debt Collection Practices Act) by collecting a debt that it lost on in the collection trial.
Third, the debt collector Asset Acceptance is violating the FDCPA by continuing to report on the consumer's credit report that the consumer owes money. Remember the court said, when the collection case was lost by Asset, that the consumer owed NO money to the collector on this alleged debt.
Fourth, we always look at Alabama state law to see if the collector violated Malicious Prosecution and other laws when it filed its bogus lawsuit.
Bottom line is a collector should IMMEDIATELY go away when it loses a suit.
Not still call your cell phone with a computer dialer.
Not call you in any manner.
Not call your family.
Not credit report.
The solution -- the way to stop debt collectors like this -- is to sue them in Federal Court for money damages.
If you live in Alabama and have questions, please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website www.AlabamaConsumer.com.
John G. Watts
Watts & Herring, LLC
Birmingham and Madison Offices in Alabama
We represent consumers from all parts of Alabama
No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNAp... -- on Thursday we'll be talking about some of the new FDCPA rules. Join us if you can!
"No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers."
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