PFRDA Launches NPS Swasthya Pension Scheme as Proof of Concept for Medical Expenses

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PFRDA Launches NPS Swasthya Pension Scheme as Proof of Concept for Medical Expenses
The Pension Fund Regulatory and Development Authority (PFRDA) has launched the ‘NPS Swasthya Pension Scheme’ as a Proof of Concept (PoC) under its Regulatory Sandbox Framework to integrate health-related financial support with the National Pension System (NPS). This voluntary and sector-specific scheme allows Indian citizens to contribute to a dedicated fund exclusively for out-patient (OPD) and in-patient (IPD) medical expenses, aiming to address healthcare costs alongside retirement planning. The PoC will be managed by Pension Funds (PFs) in collaboration with FinTech companies and Health Benefit Administrators (HBAs) to test operational efficiency, technological feasibility, and service delivery mechanisms.

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