Florida Housing Market Alert: Emerald Coast Buyers Have the Upper Hand Now

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🏡 January 2026 Emerald Coast Real Estate Market Update

Every January brings a reset, and this year the data is especially telling. In this video, I’m breaking down the January 2026 housing market statistics across the Emerald Coast, including Destin, Miramar Beach, North & South Santa Rosa Beach (30A), Freeport, Niceville, and Fort Walton Beach.

Inventory remains elevated compared to recent years, which is giving buyers more breathing room and creating a calmer, more predictable market environment. Financing activity across our local MSA continues to be purchase-driven, not refinance-heavy, with conventional loans leading the way and VA and FHA loans playing an important role for relocation buyers and our military community.

I walk through what the January data means for buyers and sellers heading into 2026, including pricing trends, days on market, months of supply, and where leverage currently exists depending on the city and property type. We also take a close look at how single-family homes and condo markets are behaving differently across the Emerald Coast.

If you’re planning to buy, sell, or relocate in 2026, this market update will help you understand where opportunities are forming and how to position yourself smartly in today’s shifting market.

🏡 ABOUT HILLARY DRISCOLL OLDS
I’m Hillary Driscoll Olds, REALTOR® with LoKation Real Estate and a long-time Emerald Coast local. I help buyers and sellers in Destin, Miramar Beach, 30A, Niceville, Freeport, Fort Walton Beach, and surrounding areas.

This channel is your go-to resource for:
✔️ Emerald Coast real estate market updates
✔️ Buyer & seller education
✔️ Relocation & moving-to-Florida guidance
✔️ Local housing data explained simply
✔️ Lifestyle & neighborhood insights

📌 CHAPTERS
00:00 January 2026 Market Reset & What It Means
00:52 Emerald Coast Market Overview
01:08 Cities Covered in This Market Report
02:40 How to Read This Market Data
03:36 Destin Single-Family Market Stats
04:38 Destin Condo Market Update
05:22 Miramar Beach Single-Family Market
06:13 Miramar Beach Condo Market
07:12 North Santa Rosa Beach Housing Trends
08:31 30A & Watersound Single-Family Market
09:39 30A Condo Market Update
10:18 Freeport Housing Market Breakdown
11:34 Niceville Housing Market Update
12:54 Fort Walton Beach Single-Family Market
13:49 Fort Walton Beach Condo Market
14:33 Emerald Coast Summary & Final Thoughts

📄 DISCLOSURES
This video is for informational purposes only and reflects personal opinions.
Some links may be affiliate links that help support the channel at no extra cost to you.


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