You’re Not Bad With Money, You’re Trapped - Ft. Sanjay Kathuria

Описание: This episode is a real and honest conversation about money, mindset, and why so many people remain financially stressed despite earning well.
It breaks down how our thinking around money is shaped by family, society, and fear, and why income alone never guarantees financial peace. Through simple stories and relatable examples, the discussion explains why some people keep growing their wealth while others stay stuck in the same cycle for years.

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You will understand how habits matter more than salary, why compounding is powerful only when time is respected, and how small financial decisions in your early years create massive long-term impact.
The episode also highlights how fear, social pressure, and borrowed happiness quietly damage financial growth, and why clarity and discipline matter more than shortcuts.


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Timestamps:
00:00 - Intro
03:00 - Rich vs Poor money mindset
06:25 - Ultimate financial plan for middle class
08:59 - 3 financial seatbelts
13:34 - How can you insulate yourself from social culture?
17:35 - Why do people have poor saving habits?
21:22 - How can you identify real happiness for yourself?
26:15 - Master plan for investment in 20’s
30:18 - Magic of compounding
33:21 - Why early investing is important
36:23 - Dark reality of stock market traders
43:52 - Smart budgeting plan for early salary life
48:41 - Human & Money relationships
51:39 - Roadmap to become financially free
57:12 - Outro