Our Early Retirement Plan Has a BIG Problem at 67 (Here’s Our Fix)

Описание: Planning early retirement isn’t just about reaching your target age, it’s about making sure the money lasts.

When we reviewed our pension projections, we discovered a potential problem. Without any investment growth, our plan showed a shortfall just before age 67, right before the State Pension begins.

In this video, we walk through three real retirement scenarios:

• Our original early retirement plan
• A downsizing strategy to release equity and reduce costs
• A powerful third option that could boost our pension and give us a much safer financial position

You’ll see:

How our pensions are projected to grow over time

Where the financial risk appears (and why age 67 matters)

How downsizing changes the long-term outlook

How you can still contribute to a pension even after retiring

Whether retiring at 57 instead of 58 is possible

What happens to our finances if one of us passes away

All figures are shown without investment growth, so you can see the worst-case scenario and how small changes make a big difference.

If you’re aiming for early retirement in your 50s, this kind of planning could help you avoid a costly gap in your own strategy.

On this channel, we share our real journey to retire early on a modest budget, the numbers, the trade-offs, and the decisions along the way.

Subscribe to follow our progress and see what’s really possible with careful planning.

#EarlyRetirement #RetirementPlanningUK #PensionPlanning