How to Maximize Your FERS Benefits in 2026 | TSP Withdrawal Strategy & Federal Retirement Planning

Описание: Federal employees have some of the best benefits in the country, but most retirees leave money, income, or coverage on the table simply because they don’t know how to use them.

In this episode, Andrew McNair breaks down how to maximize your FERS benefits in 2026, including your pension, TSP withdrawal strategy, Social Security coordination, FEHB, and FEGLI. Whether you’re retiring under FERS or CSRS, this video will help you avoid costly mistakes and make confident retirement decisions.

You’ll learn how income benefits (pension, TSP, Social Security, FERS supplement) and protection benefits (FEHB, FEGLI, dental, vision) must work together — and why underutilizing either can permanently impact your retirement.

👇 If you’re within 5 years of retirement, click the link below to schedule a complimentary Federal Benefit Review.
https://calendly.com/swancapital_/noc...

⏱️ Timestamps / Chapters

00:00 Welcome Federal Employees
00:42 Why Federal Benefits Are Often Underutilized
01:32 FERS Pension Eligibility & Retirement Ages
03:24 The 1.1% Pension Multiplier Explained
04:55 TSP Contribution Strategy & Catch-Up Rules
06:54 TSP Allocation: G, F, C, S & I Funds
08:44 Roth TSP vs Traditional TSP in 2026
10:47 Social Security & FERS Supplement Strategy
12:30 FEHB Rules for Retirement
14:28 FEGLI Options B & C Cost Traps
16:28 Next Steps to Maximize Your Federal Benefits