10 Things Broke People Waste Money On

Описание: ⬇ Download the Financial Freedom Guide (Free)
👉 https://capitalrefined.com/financial-...

Most people aren’t broke because of big bills — they’re broke because of the small money leaks they never notice.

But that’s not what’s actually draining their money.

In this video — 10 Things Broke People Waste Money On — I break down the real reasons money keeps disappearing, even for people who earn decent incomes.

It’s not the obvious expenses.
It’s the quiet, everyday money leaks that feel harmless…
until you add them up.

And when you do?

The average household is wasting over $21,000 every single year.

Not invested.
Not saved.
Not building a future.

Just gone.

In this video, you’ll see exactly where that money is leaking — and why these traps keep people stuck paycheck to paycheck, even when their income goes up.

This isn’t about shame.
It’s about awareness and control.

Because once you can see the leaks, you can shut them down.

In this video, you’ll learn:
• Why small expenses are more dangerous than big bills
• The #1 money drain hiding in most driveways
• How eating out quietly costs thousands per year
• Why lifestyle creep keeps people broke as income rises
• How high-interest debt silently steals your future
• The real cost of forgotten subscriptions
• Why buy now, pay later makes people spend more
• How brand spending drains wealth without adding value
• Why constant upgrades keep you financially stuck
• How bank fees and the lottery quietly tax the broke

This is not about extreme frugality.
It’s not about cutting all joy out of life.
And it’s not about earning more money.

It’s about stopping the silent drains that are bleeding your cash flow every month.

When you plug these leaks:
Stress drops.
Savings grow.
And progress finally becomes visible.

That’s how real wealth is built — not overnight, but intentionally.

If you’re ready to stop wasting money and start building real momentum, download my free Financial Freedom Guide at the link above.

Here, we don’t just talk money.
We refine it.

⸻
Timestamps

00:00 – The $21,000 Wake-Up Call
01:30 – Why Small Expenses Are the Real Problem
03:04 – #1 Money Drain: Your Car
04:43 – Eating Out & Hidden Food Costs
05:56 – Lifestyle Creep Explained
07:05 – High-Interest Debt Traps
08:12 – Forgotten Subscriptions
09:29 – Buy Now, Pay Later Problems
11:03 – Paying for Brands
12:08 – Constant Upgrades
13:35 – Bank Fees
14:54 – The Lottery Tax
16:07 – Turning Waste Into Wealth

⸻
Watch Next

Do This Every Time You Get Paid (Paycheck Routine)
👉    • Do this Every time you Get Paid (Paycheck ...  

How to Stop Living Paycheck to Paycheck?
👉    • How Do I Stop Living Paycheck to Paycheck ?  

⸻
About Capital Refined

Capital Refined helps people build calm, repeatable money systems.

No hype.
No shame.
Just clear financial structure.

On this channel, you’ll learn:
• Paycheck routines
• Money automation
• Emergency funds
• Debt systems
• Investing fundamentals
• Net worth habits
• Financial clarity without overwhelm

Here, we don’t just talk money — we refine it.

⸻
#personalfinance #moneyhabits #financialfreedom #savingmoney #wealthbuilding #moneypsychology #financialsystems #capitalrefined #buildwealth #financialclarity