தபால் நிலைய நிரந்தர வருமான திட்டம் Post office Regular income plan New update, Saving scheme 2025

Описание: in this video:-
Post office senior citizen saving scheme explained in detailed information. The Senior Citizen Savings Scheme (SCSS) is a government-backed investment scheme for Indian citizens aged 60 and above, offering a 5-year term with quarterly interest payments and a 8.2 % interest rate. It can be extended for an additional three years, has a minimum investment of rupee 1,000 and a maximum investment of rupee 30 lakhs for a joint account holder. The deposits are eligible for tax deductions under Section 80C, but the interest earned is taxable.  

Individuals aged 60 or older.
Investment: A lump-sum deposit is made at the time of opening the account.
Extension: The account can be extended for another 3 years.
Tenure: 5 years
Frequency: Interest is paid quarterly
Premature closure: Permitted after one year, with certain conditions and penalties
Nomination facility: Available.
Maturity: 5 years & deposit can be extended multiple times for a period of 3 years each.
Mode of Investment: Single Account or Joint Account (with spouse only)


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