Chapter 13 STOPS Car Repossessions & Lowers Car Payments
Автор: W M Law
Загружено: 2023-06-15
Просмотров: 9073
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This video talks about how Chapter 13 bankruptcy can stop a car repossession, get the car back, and also help lower car payments through the Chapter 13 reorganization plan
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Dealing with debt can be a stressful and challenging experience. If you're struggling to make your car payments, Chapter 13 bankruptcy can help. Chapter 13 is a repayment plan to settle debts over a period of three to five years. Some debts are simply wiped out – debts like credit cards and medical bills. For car loans, you pay off the balance of the loan at a low-interest rate set by the court, and you can stretch the payments out for 5 years. Plus, if you’ve had the vehicle for more than 2 ½ years and the value of the car is less than the amount owed, then you can pay just the value of the car, and the remainder of the loan is wiped out.
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