Is It Time to Ditch SCHD?

Описание: Is SCHD still worth it in 2025? In this video, I break down the truth about the Schwab U.S. Dividend Equity ETF (SCHD) — and why it might not be the perfect dividend ETF everyone claims it is.

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In 2023, the S&P 500 soared over 26%, while SCHD ETF returned just 4%. So what happened? I’ll show you how sector risk, tech underexposure, and dividend yield traps have impacted SCHD’s performance. If you’re investing in SCHD for retirement, holding SCHD in a Roth IRA, or just want to build long-term passive income, this is your reality check.

➡️ I also show my real SCHD portfolio inside my $33K Roth IRA, where I mix SCHD and VTI for a more diversified strategy.

📊 What you’ll learn:

What SCHD is (and what it’s not)
SCHD vs. S&P 500 and VTI performance in 2025
Pros and cons of SCHD as a dividend investing strategy
Why SCHD may be overrated for growth
When SCHD shines — and when it underperforms
How I personally invest in SCHD 2025 and why

👇 Leave a comment: Do you think SCHD is still a good buy in 2025?

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