When the Best Agents, Carriers, and Vendors Team Up: How CAA Delivers Better Protection for YOU

Описание: When the best agents, carriers, and vendors team up, what does that actually mean for your insurance, your renewals, and your business?

In this episode of Risk Raiders, we sit down with AJ Lovitt, CEO of Combined Agents of America (CAA), a privately held network of high‑performing independent agencies partnered with leading insurance companies and carefully vetted vendors. Together, they’re trying to live out one big idea: “independent, but never alone.”
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We laugh our way through:

What an “aggregator” or network really is (without the buzzwords) and how CAA lets agencies stay independent and gain big‑league leverage.
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Why ownership and culture separate good networks from the ones agents should run from.
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How CAA’s “all‑star roster” of agencies, carriers, and vendors works together so clients get more options, smarter solutions, and better help in hard markets.
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The real magic behind the scenes: lobby‑hallway conversations, shared war stories, and data that helps everyone make better decisions.
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Where AI, technology, and changing markets are taking independent agencies next—and how a strong network can help you not freak out about it.
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Whether you’re:
-An agency owner wondering if you should join a group,
-A carrier or vendor trying to understand what a healthy network looks like, or
-A business or family that just wants your agent to have real backup when things go sideways,

This episode gives you a look at how CAA is trying to bring the best together so your coverage and service get better, not worse

Timestamps
00:00 – Welcome to Risk Raiders & Meet CAA CEO AJ Lovitt
02:13 – What Is an Aggregator? “Explain CAA to My Grandma”
04:07 – The Avengers of Insurance: How CAA Agencies Team Up
05:26 – Good vs Bad Networks: Ownership, Culture, and No “Slick Rick”s
08:23 – What Makes a CAA Member Different (People, Culture, Sharing)
11:23 – Lobby Stories & “The Pit”: How Agencies Really Learn Together
14:08 – How Carriers See CAA: Culture, Selective Growth, and Data‑Driven Dollars
18:19 – From Member‑Led Cluster to Staff‑Led Network (Without Losing the Soul)
22:12 – Why CAA Meetings Are Still Fun, Honest, and Useful
25:41 – Helping Each Other Win: Real‑World Agency and Vendor Support
28:40 – Vendors, Technology, and AI: Tools That Actually Help Agencies & Clients

#riskraiders #combineagentsofamerica #independentagent #aggregator

⚠️ Disclaimer: This conversation is for general information and entertainment only. It is not legal, tax, or insurance advice and does not change or interpret any specific policy. Always review your own policy and consult directly with your licensed insurance professional, attorney, or accountant about your particular situation.

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