Renting vs Buying a Home: The 7% Rule (2026)

Описание: #rent #homeownership #investing
Most people think buying a home is always the smartest financial move.
But what if owning a house is actually holding you back?

In this video, I break down the 7% Rule — a simple but powerful framework that helps you decide whether renting or buying makes more financial sense in today’s market. Using real numbers, real examples, and basic math, you’ll see why many homeowners fall into what I call the “House Trap” without realizing it.

We’ll cover:
• The true cost of homeownership most people ignore
• Why “building equity” is often misunderstood
• How mortgage interest, taxes, maintenance, and opportunity cost add up
• When renting is actually the smarter financial decision
• When buying a home does make sense
• The psychology behind why people feel pressured to buy

This isn’t anti-homeownership — it’s pro-clarity.
If you’re renting and feel behind, or thinking about buying your first home, this video will help you make a decision based on logic, not pressure.

📊 Based on real data from historical housing returns, long-term stock market performance, and ideas from books like The Psychology of Money and The Millionaire Next Door.

👉 Watch till the end to learn how to calculate your personal break-even rent using the 7% Rule.

If this helped you think differently about money, consider subscribing for more videos on:
personal finance, investing, wealth building, and financial psychology.

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