NPS T1 14% Hidden Benefit with new regime | Truth no one told you!
Автор: Your Personal Finance 360
Загружено: 2025-11-27
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NPS T1 14% Hidden Benefit with new regime | Truth no one told you!
Most salaried professionals are stuck with little or no salary increments.
But that doesn’t mean your monthly investments have to stay flat.
In this video, I explain how salaried employees can invest more every single month without any salary hike, using smart salary structuring, NPS benefits, and tax-efficient planning.
You’ll learn:
How your existing salary structure can be optimised legally
Why Basic / Basic+DA plays a critical role in monthly investments
How NPS fits into a long-term, disciplined SIP strategy
Common mistakes salaried employees make while planning investments
A step-by-step framework to increase investible surplus without increasing income
This is not about shortcuts or risky tricks.
It’s about structured, compliant, and sustainable investing for salaried professionals.
If you are:
A salaried employee with no or low increments
Planning long-term wealth through SIPs
Looking for legal and tax-smart investment strategies
This video is for you.
👉 Watch till the end for a myth-busting conclusion that could change how you think about retirement planning.
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Sources Used:
• PFRDA official website
• NPS Trust publications
• Latest NPS Tier-1 rules, tax benefits & withdrawal guidelines
• Government of India circulars on retirement schemes
• Publicly available financial literacy resources
Disclaimer:
This video is for education and awareness only. It is NOT financial advice. Investment instruments like NPS come with rules, lock-ins, risks, and changing government guidelines.
Please consult a SEBI-registered investment advisor or financial professional before making any decisions.
All information is based on publicly available data at the time of recording.
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