Credit Card Friend vs Enemy | Full Payment vs Minimum Due | Middle Class Reality | Financial Awarene

Описание: Is your credit card your FRIEND or your ENEMY?

In this powerful Tamil story, Ravi and Kumar earn the same salary, live the same lifestyle, and use the same credit card — but their habits decide their future.

🔥 Ravi uses his credit card smartly:
• Full payment every month
• Zero interest
• Cashback benefits
• Strong credit score
• Peaceful sleep

⚠️ Kumar falls into the credit card trap:
• Minimum due payments
• High interest (up to 42% yearly)
• EMI addiction
• Stressful bank calls
• Poor credit score

This video explains:
✔ Full payment vs minimum due (real truth)
✔ How credit card interest really works
✔ Why EMI feels sweet but becomes poison
✔ How banks make profit from habits
✔ Golden rules to use credit cards safely
✔ How debt kills peace before money

👉 Remember:
“Credit card is not the problem. Habit is the problem.”

If you are middle class, salaried employee, or new credit card user — this video can SAVE you from years of stress.

📌 Watch till the end — one lesson can change your financial life.

#CreditCardTamil #FinancialAwarenessTamil #MiddleClassMoney



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