HOA Special Assessments - Increasing HOA Reserves

Описание: HOA assessments occur when HOA reserves need to be refilled either because they did not have enough to begin with or there was a claim that the HOA had to pay.
We have had so much hail damage in Colorado Springs in the last few years, that most homes in Colorado Springs have new roofs. When a townhome community needs a new roof then usually the row of homes it belongs to gets a new roof OR maybe even the whole community. HOA reserves are depleted when that happens. In order to keep reserves at the correct levels, home owners are being asked to chip in. This is called a Special Assessment. So when you are looking to buy a home, look at the meeting minutes and see if there is a special assessment in the works and get a picture if there are an adequate amount of reserves available to the townhome community. Last but not least get a HO6 insurance to cover yourself for your assessment amount after your deductible.

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