If You Have $1.3M in Canada You Will Retire Sooner Than You Think.

Описание: Book a call with me here: https://dldfinancialgroup.as.me/?appo...

Most Canadians with over $1 million saved assume they need “just a little more” before they can retire. But if you understand what $1.3 million can actually generate in retirement income — and how to structure it properly — you may realize you’re closer than you think.

This isn’t about chasing a bigger number. It’s about turning your RRSP, TFSA, and non-registered investments into a sustainable, tax-efficient income plan.

In this video, I walk through:

• What a 4% withdrawal strategy could realistically produce
• How CPP and OAS change your total retirement income
• Why RRIF withdrawals at 72 can create future tax pressure
• How OAS clawbacks can quietly reduce your benefits
• Smart sequencing between RRSP, TFSA, and taxable accounts
• Why delaying CPP to 70 may increase lifetime guaranteed income
• How strategic tax planning can potentially save six figures over retirement

Many Canadians underestimate how powerful proper withdrawal sequencing can be. With the right plan, a $1.3 million portfolio may generate $70,000–$85,000+ per year in total retirement income when coordinated properly with government benefits.

But without planning, forced RRIF withdrawals, higher marginal tax brackets, and OAS clawbacks can reduce flexibility and increase lifetime taxes.

Retirement isn’t just about having enough money. It’s about structuring it in a way that gives you confidence, clarity, and long-term stability.

If you’ve built up $1M+ and want to know whether your plan is optimized for tax efficiency, income sustainability, and lifestyle goals, click the link above to book a strategy call.

Let’s make sure you’re not working longer than you need to.









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