Refund Annuities Explained | Cash Refund vs. Installment Refund Options
Автор: The Annuity Expert | Retirement And Insurance
Загружено: 2025-10-08
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Refund Annuities Explained | Cash Refund vs. Installment Refund Options
Wondering what happens to your money if you buy an annuity and pass away early? In this video, we break down refund annuities—including cash refund, installment refund, and unit refund annuities—so you can understand how they protect your beneficiaries.
You’ll learn:
What a cash refund annuity is and how the death benefit works
The difference between installment refund annuities and lump sum payouts
How a unit refund annuity ties to pensions and retirement accounts
Pros and cons of refund annuities vs. straight life annuities
Who should consider a refund annuity, and who might not need it
Refund annuities give you lifetime income while ensuring your heirs don’t lose your original investment. But they come with trade-offs—like lower monthly payouts compared to life-only annuities.
📌 If you’re considering an annuity for retirement, contact The Annuity Expert for free quotes and personalized comparisons: https://www.annuityexpertadvice.com/c...
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