My ACTUAL Monthly Retirement REVEALED

Описание: Is early retirement actually possible without a massive fortune? In this video, I’m pulling back the curtain on my personal monthly budget to show you exactly how I manage my finances in early retirement. I break down my real income sources (including pensions and savings), my fixed outgoings, and the "unexpected" costs that almost tripped me up.

I also dive into the Kakeibo method—the Japanese art of mindful budgeting—and how it’s helped me shift my relationship with money to live a more intentional, frugal, and fulfilling lifestyle.

Get my KAKEIBO BOOK here: https://amzn.to/4r5qlxa

In this video, we cover:

My exact monthly income and pension breakdown.

Real-world expenses (Council tax, utilities, and kids’ maintenance).

The Kakeibo budgeting system and why it works.

Lessons learned from a £80 overspend last month.

Why "the bridge" years are the most expensive part of retirement.

Links mentioned in the video:

📖 The Kakeibo Budget Planner: https://amzn.to/4r5qlxa

📱 Plum AI Savings App: https://friends.withplum.com/r/Ah3QJW...

00:00 The Big Question: How much do you need to retire?

00:18 My Secret Weapon: The Kakeibo Budgeting Method

01:25 My Personal Situation: Mortgage-free & Child Maintenance

02:12 Income Breakdown: Pensions, Savings & YouTube

04:45 Regular Outgoings: Fixed Monthly Bills

06:45 The Net Budget: What’s left for "Real Life"

07:51 Tracking the Spend: Weekly Ledger Walkthrough

08:15 The January Results: Budget vs. Actual

11:17 The "Oops" Moment: My £80 Overspend Explained

12:41 Adjusting for February: Planning for a Cheaper Month

15:05 The Final Verdict: Is £1,500–£2,000 enough?

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📚My books:
Mastering the Art of Small Steps: The Joyful Path of Kaizen
https://amzn.eu/d/bgDpFuI

Bushido Unplugged: Samurai Wisdom for the Modern World: How the Art of the Samurai Can Enrich Your Life Today
https://amzn.eu/d/hsm7X23

The Ikigai Blueprint: Unlocking Meaning, Passion, and Success in Your Everyday Journey
https://amzn.eu/d/3h7Mron

The Kakeibo Budget Planner: A No-Fuss Household Ledger to Track Spending, Save More, and Manage Money Mindfully
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US - https://www.amazon.com/dp/B0GG2CZXBW

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