30 Saal Me Job Karte Hai Phir Bhi Gareeb? Ye 3 Steps Badal Denge Life!

Описание: Master financial planning with a simple 3-step framework to budget, save, and earn more starting today.

Stop the stress of living paycheck to paycheck.

Ready to start your financial planning journey?
Explore our plans here: https://tinyurl.com/2s9fta2s

Do you ever feel like you are working hard but your bank balance stays the same?

Many people spend 25 to 30 years in a job only to realize they have not saved enough for their needs.
It feels unfair to struggle after putting in so much effort.
This video is designed to solve that exact problem by giving you a practical strategy.
You will learn how to turn financial stress into confidence. By the end of this guide, you will have a clear roadmap to secure your future.
The real issue is often not a low salary but a lack of clarity. Without a plan, money tends to disappear before you can even track it.

This is why we focus on three main pillars: budgeting, saving, and earning.

1. Master Your Money with Budgeting
Budgeting is the first step in our framework. It is not a punishment, but a path to peace.
Instead of guessing where your money went, you tell it where to go before it decides to disappear.
We use the 50-30-20 rule to make this easy. You put 50 percent toward your needs like rent and groceries.
Then, 30 percent goes to your wants, such as movies, cafe spending, or shopping. The final 20 percent is for savings and investments.
One big mistake people make is spending first and saving what is left. The "Pay Yourself First" rule flips this.
You should save for your future self as soon as your salary arrives, even if it is just a small amount.
We also explore zero-based budgeting. This means every single rupee has a specific purpose.
When you have this level of detail, impulsive spending starts to fade away and financial clarity arrives.

2. Identifying and Fixing Money Leakages
Saving money is about more than just not spending. It is about identifying "money leakages" that drain your wallet without you noticing. One common leak is food delivery apps that can cost you thousands each month.
Mood swings often lead people to order food, spending 400 to 500 rupees per order. When this happens multiple times a month, it becomes a major loss of potential investment .
To combat impulse buying, we recommend the 24-hour rule.
If you want to buy something, wait one full day.
Usually, the urge to buy it will disappear when you realize it is not a necessity.
Automation is another life-changing tool. By setting up automated SIPs or transfers, you save without even thinking about it.
This builds discipline, which is more important than the actual amount you save.

3. Growing Your Wealth Through Better Earning
Earning more is the growth engine of your finances. While saving has a limit, your earning potential does not.
This requires a commitment to self-education and upgrading your skills to stay relevant in your field.
Jim Ron once said that formal education makes you a living, but self-education makes you a fortune.
Do not be afraid to negotiate your worth. If you do not ask for a raise, your company may assume you are comfortable.

Explore our plans here: https://tinyurl.com/2s9fta2s

Side incomes can also bridge the gap between your expenses and your goals.
Think about tutoring, designing, or freelancing on the weekends. These small steps can add up to significant amounts over time.

4. Real Success Stories and Your 12-month Plan
Take the story of Aditya from Jaipur. He decided to take on Canva design projects and online tutoring. Within a few months, he was earning an extra 10,000 rupees every month.
In just one year, Aditya made an extra 1.2 lakh rupees. He put all of that money directly into his investments.
This is how you use extra income to fast-track your wealth and grow your graph.
Finally, we provide a 12-month financial plan to keep you on track.

Months 1 to 3: Create a solid budget and set up an emergency fund to build your foundation.
Months 4 to 6: Start your SIP, because the amount matters less than the habit of starting.
Months 7 to 9: Focus on learning a new high-income skill to boost your value.
Months 10 to 12: Activate a second income stream like freelancing or a side hustle.

Financial freedom is not a lottery; it is a habit. If you control your money today, it will work for you tomorrow.

Explore our plans here: https://tinyurl.com/2s9fta2s

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Timestamps

00:00 – Start
00:23 – 3 Step Money Framework
00:34 – Step 1 - Budgeting
03:44 – Step 2 - How to Save Money
06:14 – Step 3 - Level Up Your Earnings
07:42 – Side Incomes
08:08 – Real Life Example
08:48 – Invest Early Multiply Wealth
09:11 – The Bottom Line
09:34 – 12 Month Financial Plan
10:32 – Things to Remember

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