Teacher Income and Mortgage Approval: What Actually Counts

Описание: Teacher Income and Mortgage Approval: What Actually Counts

Figuring out how teacher income works for a mortgage can feel overwhelming when your income comes from multiple sources. Your base salary, stipends, tutoring, summer work, and second jobs often count, but lenders calculate them differently.

In this video, we'll break down how teacher income is evaluated so you can understand your qualifying power without guessing.

You’ll learn:
✔️ How your contract pay is averaged when you’re paid on a 9, 10, or 12-month schedule
✔️ Which extra income sources can count toward approval
✔️ How tutoring, coaching, stipends, and summer school are documented
✔️ What lenders need to see so all of your teacher income is included

Once everything is documented correctly, most teachers qualify more easily than they expect.

The decision to buy or sell a home shouldn’t be made lightly. Here at The Betz Team, we want to help make that decision easier by providing you with relevant, educational information about Dallas, Texas real estate and the Dallas, Texas real estate market!

Whether you’re looking for helpful tips about buying a home, selling a home, or the latest market statistics, we are here to offer support. The Betz Team is dedicated to helping homebuyers and home sellers achieve their goals, and if you have any real estate-related questions, don’t hesitate to reach out!

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The Betz Team
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