Why Investors Earn Just 7% from Funds That Deliver 19% |Vijai Mantri| ThisorThat | Ep14

Описание: Imagine investing ₹1 Lakh in a fund that grows to ₹1.8 Crore… but exiting at just ₹5 Lakh.

This is not fiction. It’s the story of most investors.


Timestamps & Key Moments:

00:00 – Highlight & Introduction
02:59 – Fund vs Investor Returns: The Behavior Gap
04:11 – Why Indians Hold Gold, Not Equity
04:56 – Risk in Gold & Real Estate
5:28 – Equity is new ; Real Estate and Gold Have Become Mainstream
6:33 – Human Tendency to Speculate, Real Estate And How Equity Experience Will Improve in Future ?
9:24 – Direct Equity versus Mutual Fund
13:02 – Illustration of Market Movement
15:02 – Main Reason People Don't Make Money in Mutual Funds
17:05 – Gold as Investment
22:58 – Become Investor and Not Consumer
24:58 – Role of Fixed Income
27:50 – Focus on Increasing Your Equity Portfolio
30:20 – Considering IPOs & NFOs
32:41– Mutual is The Answer to All Investing
36:48 – Fund Gives Great Returns But Investors Didn't Stay to Benefit from It.
37:49 – Power of Market Linked Products
41:46 – Liquid Funds And Other Debt Funds
47:15 – Risk in Debt Funds
48:45 – Social Media and How to Consider Information
53:22 – We all Need a Good Financial Guide
55:54 – Money Decisions in Family
57:07 – Women & Money


In this brutally honest episode, veteran fund manager and industry voice Vijay Mantri explains why investors often miss out on wealth — not because the market fails, but because they exit too early, chase noise, or lack a process.

This is one of the most important conversations you’ll hear about how real wealth is built, and why most people never get there.


💡 What You’ll Learn:

Why Fund Returns ≠ Investor Returns

Why we hold gold for 30 years but exit equity in 3

How a fund gave 180x, but investors exited at 5x

Why most investors make only 7% from funds delivering 19% CAGR

How to build real wealth through behavior, not IQ

What most people get wrong about SIPs and long-term investing

How to fix the one mistake that breaks compounding

#MutualFunds #InvestingInIndia #VijayMantri #SIPMyths #InvestorBehavior #EquityInvesting #PersonalFinanceIndia #LongTermInvesting #ThisOrThatPodcast #WealthBuilding #FundReturns #GoldVsEquity #Compounding #BehavioralFinance #FinanceWithBhartendra #thisorthatwithbhartendra


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⚠️ Disclaimer Disclaimer:
The content in this video is for educational and informational purposes only and should not be construed as financial advice. Always consult with a SEBI-registered financial advisor before making any investment decisions. Past performance is not indicative of future results. The views expressed are personal and do not represent any institution or organization.