Real Client Testimonial: How I Used a Cash-Out Refinance in California

Описание: In this real client testimonial, Kelly Chapman shares her personal experience completing a Cash-Out Refinance with T.R. McCarthy, aka TR the Loan Guy, Mortgage Broker at Sceptre Mortgage ,a California Mortgage Broker.

With over 23 years of experience in the California mortgage market, T.R. and the Sceptre Mortgage team help homeowners strategically leverage their equity to pay off debt, fund home improvements, invest, or improve monthly cash flow—without unnecessary stress or surprises.

🎯 What Kelly shares in this testimonial:

Why she chose a Cash-Out Refinance

How the process was clearly explained from start to finish

The importance of working with a mortgage broker vs a bank

How strategy, communication, and trust made the difference

At Sceptre Mortgage, we focus on education first—making sure every homeowner understands how their refinance fits into their long-term financial goals. Our approach is built on integrity, discipline, and leadership, not pressure or one-size-fits-all solutions.

📍 Proudly serving California homeowners statewide

🔑 Thinking about a Cash-Out Refinance in California?

✔ Consolidate high-interest debt
✔ Remodel or build an ADU
✔ Invest or expand your business
✔ Create long-term financial flexibility

📞 Schedule a free Cash-Out Refinance strategy call
🌐 Learn how to safely leverage your home equity

🔔 Subscribe for weekly videos on:

Cash-Out Refinance strategies

California mortgage tips

Home equity planning

ADU & renovation financing

Real homeowner success stories

Sceptre Mortgage, led by T.R. McCarthy aka TRtheLoanGuy, helps California homebuyers and homeowners understand mortgage loans, financing options, and the home buying process.

📞 Call Sceptre Mortgage: 888-488-5066
🌐 Website: www.SceptreMortgage.com
📺 Subscribe:    / @trtheloanguy  

Sceptre Mortgage: NMLS 1730367 & T.R. McCarthy NMLS: 1200420
#CaliforniaMortgageBroker #TRtheLoanGuy #SceptreMortgage #CaliforniaHomeLoans #FirstTimeHomebuyerCA

Resources:
Royalty-free music & video: StoryBlocks and Artlist

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Connect with Us:
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Book a Goal Setting Session with TR: https://calendly.com/trtheloanguy

Disclosures:
This video is for informational purposes only and doesn't constitute financial advice. ⚠️ Programs may change.

Disclaimer:
"I don't claim to be an expert. I cannot guarantee any outcomes when it comes to getting a mortgage. However, my 22+ years of experience and track record of closing 1000s of loans in my career gives me a basis to speak on the subject matter. This is not a commitment to lend. All scenarios presented, although real, are for informational and instructional purposes only."