Subprime Loans: quick fixes or financial traps? - Night of the Living Debt

Описание: Subprime and payday loans: quick fixes or financial traps? Luke Erickson, Personal Finance Extension Specialist with University of Idaho Extension, breaks down why these high-interest loans are bad news for your credit score—and your wallet. Learn why financially savvy people avoid subprime loans, how they can spiral into even bigger problems, and how Night of the Living Debt uses its zombie theme to teach you to 'run' from payday and subprime loans. Don’t let your finances turn you into a zombie!

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Copyright 2024, New Mexico State University Board of Regents. Night of the Living Debt was developed by New Mexico State University Innovative Media Research and Extension and its Learning Games Lab in collaboration with University of Idaho Extension.

The web version of Night of the Living Debt received funding in 2024 from Extension Foundation USDA-NIFA New Technology for Ag Extension (NTAE) at the Expansion phase. NTAE is a grant program generously supported by the USDA-National Institute of Food and Agriculture (NIFA) and administered through a partnership between University of New Hampshire and the Extension Foundation (EXF).

Night of the Living Debt was originally produced in 2016 as an iPad app with funding from CoBank.