Buy Now, Pay Later EXPOSED: The Hidden Cost of “$0” Credit

Описание: #economics #finance #buyNowPayLater #debt #personalfinance

Buy Now, Pay Later looks like harmless “$0 today” credit, but the truth behind it is way more complex. In this video, we unpack how Buy Now, Pay Later really works, how BNPL companies make money, and why retailers push it so hard at checkout.

You’ll see the full business model: merchant fees, late fees, consumer credit risk, and how tiny installment payments can quietly turn into real debt. We also connect BNPL to bigger economic themes—consumer spending, personal finance, and modern credit systems—so you can see where this trend is heading.

If you’ve ever used Klarna, Afterpay, Affirm, or any “pay in 4” button, this simple, story-style breakdown will show you the economics behind it and how to avoid the dangerous side of Buy Now, Pay Later.

#economics #finance #buyNowPayLater #debt #personalfinance

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