Pay Off Your Mortgage Early Using a Side Fund—Not Extra Principal Payments

Описание: Paying off your mortgage early is one of the most common financial goals, but most people never learn the smarter, safer alternative to sending extra principal payments to the lender. In this video, Josh breaks down a powerful strategy called the side fund mortgage payoff method, which protects your liquidity while still helping you eliminate your mortgage years ahead of schedule.

You’ll learn:
➡ Why traditional extra mortgage payments lock away your money
➡ How a side fund keeps you flexible
➡ Why this approach often produces better long-term outcomes—especially for families with meaningful assets and complex financial priorities

We’ll walk through the pros and cons of a money-market side fund vs. a brokerage side fund, how to manage volatility, and the step-by-step process to determine your payoff timeline. If you want the confidence of maintaining your cash flow and the freedom of a mortgage-free life, this video will show you exactly how to do it.

Timestamps:
00:00 – The best way to pay off your mortgage early
01:53 – Why you should pay off your mortgage early
03:41 – The side fund strategy explained
07:42 – The benefits of using a side fund
09:59 – The risks of using a side fund
12:01 – Step-by-step guide on how to use the side fund strategy
14:54 – An example of using the side fund strategy
16:17 – Common mistakes to avoid
17:16 – Key takeaways
18:28 – Work with us

👉 Want to achieve financial freedom for personal significance? Work with us at https://www.f5fp.com

About F5 Financial Planning:

At F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.

At F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most.

Visit https://www.f5fp.com to learn more about our services and planning process.

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Advisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is for educational and informational purposes only and should not be considered personalized financial, investment, tax, or legal advice.

Viewing these videos does not create an advisory relationship with F5 Financial. All investments involve risk, including possible loss of principal. For guidance specific to your situation, please consult a qualified professional.

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