How do I handle my property damage claim after a car accident?

Описание: When you’re in a car wreck and your car is damaged - you want it fixed!

A delayed property damage claim can cause stress, make it difficult to get work and make you dependent on others to keep things on track.

If the person who hit you has car insurance, but the fault isn’t clear, that person’s car insurance company has a right to investigate the claim, which can take a long time.

The other person’s car insurance company will make a fault determination based on statements given by their customer. These are often biased and incomplete. If the other person’s insurance company can place any blame on you, they will. Then they will try to make you pay for a certain percentage of the property damage bill. You do not have to accept that fault determination. In fact, doing so can affect other claims you may have against the person who hit you.

If the at-fault party’s insurance drags their feet, going through your own insurance will often result in a quicker turnaround. If you have collision coverage, use it. Since you are your insurance company’s customer, they are more eager to help you because they want to keep your business. If the wreck wasn’t your fault, then the insurance company will get your deductible back for you from the at-fault party’s car insurance.

If you don’t have collision insurance, you can request an explanation for the other insurance company’s fault determination. If they refuse, or their reason for placing fault on you doesn’t make sense - then you may want to contact a lawyer who specializes in car accident cases.

Have more questions about your wreck? 

Contact the Dixie Law Group - the Neighborhood Personal Injury Law Firm – today for a 100% free consultation with an attorney!

www.DixieLawGroup.com

"Carefree" Kevin MacLeod (incompetech.com)
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