What Commercial Mortgage Lenders Don’t Tell You About Lowest Rates

Описание: How to get the best commercial mortgage interest rates. Which lenders lend the most based on your affordability. Do you want to raise the maximum loan amount? If you know how lenders assess you and your application you can shape your application to get the best result for you.

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   • Commercial mortgages - business loans  

This video gives you the inside track so you can get prepared and have more empowered conversations with your broker
1- Getting the best affordability calculation
2- How lenders assess affordability
3- Affordability worked examples
4- Trading businesses
5- Adding back expenses
6- Commercial Investment property
7- Poor Credit
8- Loan sizes

Steve discusses how lower interest rates don't always guarantee easier qualification for a commercial mortgage. Affordability criteria is key in commercial finance, so consult a mortgage broker to understand all your options. Learn about finance tips and the requirements for investing in real estate.

TIMESTAMPS:
(00:00) - Intro
(00:10) - Affordability
(01:38) - Pay rate, Stressed Rate and Debt Service Coverage
(02:45) - Example of affordability calculations
(07:00) - Trading businesses
(09:25) - Investment property
(15:50) - Poor Credit

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updated8/9/25