First-Time Home Buying Experience | Help To Buy ISA

Описание: In part one of this three-part interview, Charlotte shares her first-time home buying experience with Phil Spencer.

While renting a property Charlotte and her partner saved for a house deposit using the Help to Buy ISA, going on to buy her first home in September 2019 aged just 27! 😲

The average age of a first-time buyer in the UK is 33!

They started their ISAs in 2017 aged 24 and had funds ready to start their search by the end of 2018.

Advice from a financial advisor gave them the knowledge and insight about mortgages they lacked. Armed with this knowledge this then spurred them on, paving the way towards buying their first home. 🙏

Key takeaways from part one of this three-part interview:
👉The value of mortgage advise
👉Matching the right mortgage product to suit personal circumstance
👉Don't go searching until you know how much you have to spend
👉Importance of budgeting
👉Viewing tactics adopted on property viewings
👉Why they made an immediate offer

While the pace of the search felt quick the onward transaction felt like it took a long time, despite there being no chain. 🐌

Making an offer to moving in day took 21 weeks.

Stay tuned for part two of this very inspiring first-time homebuyers story.

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➤ PHIL SPENCER'S RESOURCES FOR FIRST-TIME BUYERS 👇
▪ Help to Buy ISAs are now closed to new applicants. Read our article for other First Time Buyer Saving Schemes:
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