Keep Your 3% Mortgage When You Move? Portable Mortgages Explained 🏡

Описание: Keep Your 3% Mortgage When You Move? Portable Mortgages Explained 🏡

Wait—what if you could move without giving up your 3% mortgage?
If you’re a Ventura homeowner feeling stuck because your rate is “too good to lose,” you’re not alone.

Here’s the twist: portable mortgages are finally being discussed 🏡
Meaning (if approved/available) you may be able to take your low-rate loan to your next home instead of trading it for today’s higher numbers.

Why this matters:
• Half of homeowners have rates under 4%—a big reason inventory is tight
• Portability could help you upgrade your lifestyle without the same financial hit
• It won’t fix prices or down payments—but it could make moving realistic again

DM me “PORTABLE” 📩
Send your neighborhood
Tell me what you want next
I’ll reply with what to watch for + a simple next-step plan

Heidi Golff
eXp Luxury Real Estate Advisor
📧 [email protected]
🌐 heidigolff.com
📱 +1 (805) 701-1798

#VenturaRealEstate #CentralCoastRealEstate #MortgageRates #PortableMortgage #MoveUpBuyer #LuxuryRealEstate #HeidiGolff


Selling and buying property in Ventura County doesn't have to be painful....let me take care of that part for you. Licenced, (DRE 01273626) since 2000, I have extensive experience, local knowledge, the tenacity to help you get what you want. I'm a Certified Luxury Home Marketing Professional and specialize in inter-generational sales. Check out my Zillow reviews then text/call me at 805-701-1798. Let's get moving!
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