4 Retirement Portfolio Mistakes That Can Cost You Millions

Описание: 📌 Video Overview

If you’ve built $1M–$10M, the biggest risk isn’t whether you saved enough. It’s whether your portfolio is structured for the shift from accumulation to distribution.

In this episode, I walk through four costly retirement portfolio pitfalls I repeatedly see with business owners, executives, and affluent professionals: sequence of returns risk in the early years, overcorrecting into cash and bonds and quietly losing to inflation, withdrawing without a coordinated tax strategy, and concentration risk that can undo decades of progress. We discuss why two identical $3M portfolios can experience completely different outcomes depending on timing, and how to structure withdrawals, asset location, Roth conversions, and diversification to protect long-term income.

This is for self-directed investors and retirees with $2M–$10M+ who want more than a projection. If you’re within five years of retirement—or recently retired—and want structure around income, taxes, and portfolio design, this is for you.

🚀 Work With Trent

If you want help turning your portfolio into a coordinated income strategy with guardrails, this is where we go deeper.

Join The Second Act for education, coaching, and guardrails-based retirement planning support → https://JoinSecondAct.com

Planning tools we use:
• Income Lab
• RightCapital
• Boldin PlannerPlus

⏱ Timestamps

00:00 – The Shift from Growth to Income
00:11 – Sequence of Returns: A Tale of Two Couples
00:50 – Pitfall #1: Sequence Risk in Early Retirement
01:08 – Pitfall #2: The Inflation Trap from Playing It Too Safe
01:25 – Pitfall #3: No Coordinated Withdrawal Strategy
01:57 – Pitfall #4: Concentration Risk
02:23 – Positioning Wealth for Your Second Act
02:35 – Private Community & Next Steps

🧭 About This Channel

This channel is for affluent retirees who’ve already won the accumulation game and now want to master the distribution phase—income, taxes, and investment structure working together.

We focus on three pillars:

• Retirement income guardrails
• Investing for sustainable withdrawals
• Tax-efficient distribution planning

No hype. No generic advice. Just structured retirement thinking.

⚖️ Disclaimer

This content is provided by Corso Wealth Coaching LLC, a financial education and coaching company. It is for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Engagement with this content does not create an advisory or fiduciary relationship. All investments involve risk, including potential loss of principal. Hypothetical examples and simulations are illustrative only and do not guarantee outcomes. Consult a qualified financial, tax, or legal professional before implementing any strategies discussed.