Phonepe Rupay upi credit card Apply Kaise kare | phonepe wish credit card apply | Phonepe wish card
Автор: IND Hindi Tech
Загружено: 2025-11-20
Просмотров: 5830
Описание:
The PhonePe Utkarsh Small Finance Bank Wish Credit Card is a new, FD-backed (Fixed Deposit) RuPay credit card that can be linked to UPI for seamless payments. SBM Bank FD Credit Card - FD Credit Card Apply Link - https://wee.bnking.in/c/ZWJlM2NmM
It is primarily designed for first-time credit card users and individuals looking to build their credit history. #indhinditech
Follow us & you can contact us directly. #phonepe #phonepewishcard #phonepeupicreditcard
Key Features and Benefits
FD-Backed & 100% Approval: The card is secured by a Fixed Deposit with Utkarsh Small Finance Bank, starting at a minimum of ₹2,000. This model ensures a 100% approval rate, as no income proof or CIBIL score is initially required.
RuPay on UPI: As a RuPay credit card, it can be linked to the PhonePe app (or other UPI apps) for easy "Scan & Pay" transactions at any merchant's UPI QR code.
Lifetime Free: The card is offered as a lifetime free credit card.
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Rewards Program:
3% reward points on recharges and bill payments made via the PhonePe app.
1% reward points on UPI "Scan & Pay" transactions and purchases from select e-commerce brands.
200 bonus reward points monthly on total spends of ₹15,000.
Reward points are simple to redeem, with each point generally valued at ₹1 when redeemed against the statement balance.
Credit Building: Regular use and timely repayments help users build a strong credit history while their FD earns interest (around 6% p.a.).
Digital Process: The entire application and onboarding process is digital and can be completed through the PhonePe app.
How to Apply
You can apply for the Wish Credit Card directly through the PhonePe app. The process involves opening the required Fixed Deposit within the app.
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