#SomeoneAskedMe

Описание: Most Canadians think RRSP contributions are limited to the annual maximum ($32,490 for 2025). But there's more to the story...

Need help maximizing your RRSP strategy?
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This $200K tech executive discovered he could contribute significantly more than the annual limit - and it saved him thousands in taxes.

The key insight: Unused RRSP room from previous years carries forward indefinitely until age 71.

WHAT THIS MEANS FOR YOU:
If you haven't maximized contributions in past years, that room is still available
Your total contribution room could be much higher than this year's limit
This creates opportunities for significant tax savings

📋 HOW TO CHECK YOUR TOTAL ROOM:
✅ Find your latest Notice of Assessment from CRA
✅ Look for "RRSP deduction limit"
✅ This shows your complete available room
✅ Consider consulting your accountant for optimization strategies


#RRSP #CanadianTaxes #TaxPlanning #RetirementSaving #FinancialPlanning #TaxStrategy #PersonalFinance #wealthbuilding


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Insurance products and services are offered through Raymond James Financial Planning Ltd., which is not a Member-Canadian Investor Protection Fund. Insurance products and services are offered through Raymond James Financial Planning Ltd., which is not a Member-Canadian Investor Protection Fund.