Don’t Pick the WRONG Mortgage!

Описание: Buying a home in 2026 is a massive milestone, but picking the wrong loan can cost you tens of thousands over the life of your mortgage. I'll help you decide which is better for you, FHA or conventional loan!

In this video, we break down the hidden costs, credit score requirements, and the PMI trap that most lenders won't tell you about. Whether you have a low credit score or a high one, this guide will help you decide which path leads to your front door.

We’re breaking down:

The real difference in down payments.

Why FHA appraisals are "pickier."

The secret way to cancel your mortgage insurance.

2026 market trends you need to know.

Should you go with the "beginner-friendly" FHA loan or the "power-player" Conventional loan?

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Reach me:
Laura Sackett Clute
Ozark Gateway Realty OGW LLC
Call/Text: 870-847-1651
Email: [email protected]

Website: https://www.ozarkgatewayrealty.com
Facebook:   / laura.clute.3  
Instagram:   / clutelaura  
Linkedin:   / lcluteogwllc  

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Welcome to Laura’s Lakefront Living — your go-to source for all things real estate in Cherokee Village, Arkansas, and the stunning surrounding Ozarks! Whether you’re dreaming of peaceful lakefront views, ready to invest in a weekend getaway, or thinking about selling your home in our unique market, this channel is here to guide you every step of the way.

I'm Laura Sackett Clute, Principal Broker at Ozark Gateway Realty. With a background in veterinary medicine, a passion for helping people and animals, and over 20 years in sales, I bring a personal and professional touch to every transaction. Here, you'll find weekly videos packed with expert advice, real-world tips, and behind-the-scenes insights about buying, selling, and living in our beautiful lake and river communities. I cover everything from must-know buyer tips and seller strategies to what lake living really costs — and yes, even how to avoid deal-breaking mistakes.

This channel is more than just real estate — it’s about making informed decisions, protecting your interests, and enjoying the lifestyle you've worked so hard to build. If you love the charm of small-town life, the tranquility of the water, and honest guidance from someone who lives and works right here in the community, you’re in the right place.

Don’t forget to subscribe and hit the bell so you never miss a video. Whether you're buying, selling, or just dreaming, let's make lakefront living a reality together.