STEP-BY-STEP ZERO-BASED BUDGET TUTORIAL| BUDGET WITH ME JULY 2021| PAY #1| LOW INCOME| TAYLORBUDGETS

Описание: STEP-BY-STEP ZERO-BASED BUDGET TUTORIAL| BUDGET WITH ME JULY 2021| PAY #1| LOW INCOME| TAYLORBUDGETS

Heyy 👋🏾 thanks so much for being here! In this video, I am doing a first! Breaking down, STEP BY STEP, how to complete a Zero-Based Budget, with my first July paycheck! I’ll also be answering questions I’ve received about budgeting and explaining what every step in the budget process means! I really hope you enjoy ❤️ God Bless 🙏🏾



🌟 SHOUT-OUTS 🌟

Cathy’s Cash & Coin:    / @cathyscashcoin  

Snowgardner307:    / @snowgardener307budgets  





🔽 V I D E O S M E N T I O N E D 🔽::

July Monthly Budget Breakdown + Goals:    • JULY 2021 MONTHLY BUDGET BREAKDOWN + JULY ...  



Budget Journey Start Date: Jan. 28, 2021
Debt Amount: About $131K
Budget Method: Zero-Based Budget (The Budget Mom Inspired)


🌼 Want to earn money from scanning your receipts?!
✨✨ My FETCH Code 👉🏾👉🏾 YDJJ5 ✨✨ ((earn 2,000 pts when you use my code))

🌻 Follow me on INSTAGRAM:: @taylorbudgets


🌸 S U B S C R I B E here:    / @taylorbudgets  





🔽 P R O D U C T S I U S E 🔽::

The Budget by Paycheck Workbook by The Budget Mom: https://shop.thebudgetmom.com/product...

Filofax Wallet: https://tbm.filofax.com/tbm/saffiano-...

Rae Dunn Inspired Cash Envelopes: ETSY SHOP: CreationsbyChantinge
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Spending Trackers: https://shop.thebudgetmom.com/product...

Checkered A6 Binder: https://www.etsy.com/listing/98955632...

Leather Quilted A6 Binder: https://www.etsy.com/listing/98505411...

Sinking Funds Zipper Envelopes: https://www.amazon.com/gp/product/B07...

Sinking Funds Labels: ETSY SHOP: SimplySignsbyKM
https://www.etsy.com/shop/SimplySigns...
or use Code: TAYLORBUDGETS for 10% off until end of year

The Budget Mom Cash Teller Slips: https://shop.thebudgetmom.com/product...

Calculator: https://www.amazon.com/dp/B08HLT7D5F?...



🎥 WHAT I USE TO FILM::
Camera: iPhone 11 Plus
Software: iMovie
Phone Setup: https://www.amazon.com/gp/product/B07...



📷 I N S T A: @taylorbudgets

👩🏾‍💻 W O R K W/ M E:
Please send inquiries to [email protected]

🎵 MUSIC COURTESY OF EPIDEMIC SOUND
www.epidemicsound.com



ABOUT ME:: 💁🏾‍♀️

Hey 👋🏾 I'm Taylor. I'm 27, a single MAMA to a beautiful baby girl; I work part-time and am a GRAD STUDENT (master's degree in Clinical Psychology; hence the amount of debt 💆🏾‍♀️). I have less than a year til I graduate.
I started really paying attention to how much I spent once I realized I was living paycheck to paycheck, and couldn't justify where all my money went. I finally sat down, tracked my spending for two months, and was like WOAH! 😩 I was spending so much on Amazon and eating out; it needed to stop.
I wanted to find ways to save (although I had already been doing that), but save more and start paying off student loan debt early! But how on such a LOW INCOME?!
It's possible!!! So here I am, taking you along my journey to being DEBT FREE, and saving for my daughter and our future!
I have BIG GOALS and I'm going to reach them all! In Jesus Name! 🙌🏾





TIMESTAMPS:
0:00 Intro
0:40 Shout Outs
3:25 Let’s Start!
5:09 What is a Zero-Based Budget?
5:38 My Income
6:36 Your Bills
8:56 What is a Cushion/Buffer?
11:27 Cash Envelopes
15:42 How to Determine What Amount To Put In Your Cash Envelopes?
19:03 Sinking Funds
22:52 Extra Debt Allocation
24:11 Extra Savings Allocation
26:33 THANK YOU!
28:57 Zero-Based Budget Formula
29:24 Cash Envelope Breakdown
31:46 Outro