Credit Expert (WARNS): 91 Million Americans About To Lose Everything This Fall!

Описание: Starting this fall, FICO is changing how Buy Now Pay Later (BNPL) loans affect your credit score—and 91.5 million Americans are at risk. If you've been using these apps thinking they won't impact your credit, you need to watch this NOW.

In this video, I break down:

Why 54% of BNPL users have already made late payments
How a $135 purchase could destroy your financial future
The exact steps you need to take in the next 24 hours to protect yourself
Why Gen Z is getting hit the hardest (64% are using these services)
This isn't just about shopping—people are using BNPL for groceries, rent, and medical bills. We're in a survival crisis, not a luxury problem.

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⏱️ TIMESTAMPS:

0:00 - Intro: 91.5 Million Americans Affected
0:29 - FICO's Game-Changing Announcement
1:25 - The Shocking Truth About Late Payments
2:23 - Why People Trust BNPL More Than Credit Cards
3:52 - Dovely AI Sponsor Segment
4:49 - The Real Numbers Behind BNPL Growth
6:37 - Who's Getting Hit the Hardest
8:54 - The Confusion Around Credit Reporting
11:20 - Car Insurance Sponsor Segment
13:16 - Solution Step 1: Audit Your Debt
14:16 - Solution Step 2: Use the Debt Snowball
15:14 - Solution Step 3: STOP Opening New Accounts
17:03 - Solution Step 4: Understanding Your Credit Score
18:19 - Solution Step 5: Check Your Credit Report Today
19:11 - Why I Changed My Mind About Credit Scores
22:40 - Your 24-Hour Action Plan

ABOUT ANTHONY ONEAL:
Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

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⚠️ GENERAL DISCLAIMER
This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.