Retirement Withdrawal Order Explained: CPP, OAS, RRSP or TFSA First?

Описание: #RetirementPlanning #CPP #OAS #RRSP #TFSA
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Planning your retirement income is just as important as saving for retirement. In this video, we break down which account you should withdraw from FIRST to help you pay less tax, protect benefits, and make your money last longer.

📌 Accounts Covered in This Video

🇨🇦 CPP (Canada Pension Plan) – When to start and how timing matters

🏦 OAS (Old Age Security) – Avoiding clawbacks

📉 RRSP / RRIF – Managing taxes wisely

💎 TFSA – Why it can be your secret weapon

⚠️ Why This Video Is Important
Many retirees make costly mistakes by withdrawing in the wrong order. A poor strategy can:

Increase taxes 💸

Reduce OAS benefits 🚫

Drain savings too fast ⏳

✅ Practical Tips You’ll Learn

Which account usually makes sense to use first

How to reduce lifetime taxes legally

How to protect government benefits

Simple rules retirees can actually follow

🎯 Whether you’re near retirement or already retired, this guide will help you make smarter financial decisions with confidence.

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📩 Drop your questions in the comments. I read and reply!

#RetirementPlanning #CPP #OAS #RRSP #TFSA #CanadianRetirement #RetirementIncome #PersonalFinanceCanada #PensionTips

retirement withdrawal strategy, retirement income planning Canada, CPP withdrawal strategy, OAS clawback rules, RRSP withdrawal order, TFSA withdrawal strategy, best retirement accounts Canada, when to withdraw CPP and OAS, RRSP vs TFSA retirement, Canadian retirement planning tips, tax efficient retirement withdrawals, retirement tax planning Canada, pension income strategy Canada, retirement savings drawdown plan, how to reduce taxes in retirement