Confirmed The $809 OAS Base Rate and the New 2026 Automatic Enrollment Rule 1080p caption

Описание: #CanadaSeniors #OAS2026 #AutomaticEnrollment #CRA2026

🔴 Confirmed: The $809 OAS Base Rate and the New 2026 "Automatic-Enrollment" Rule. — Folks, this is the video that finally kills the *$809* myth and walks you through the Federal Court ruling that could cost you thousands of loonies if you miss the window.

IN THIS VIDEO:
We expose exactly where the *$809* figure came from and reveal the REAL verified OAS maximums — *$742.31* and *$816.54* — straight from canada.ca. Then we break down the 2026 Automatic-Enrollment rule, the Abramowitz v Canada ruling, the deferral trap, the GIS eligibility calculation most advisors are getting wrong, and every single payment date you need saved in your phone right now.

✅ VERIFIED: Sourced directly via CRA, ESDC & Service Canada for 2026.
➡️ JOIN OUR COMMUNITY: Subscribe to Canada Pension Help Desk and hit the bell — your next payment depends on staying informed, eh!

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WHAT YOU GET IN THIS UPDATE:

✔️ The Real OAS Maximums: *$742.31**/month for seniors aged **65 to 74* and *$816.54**/month for seniors aged **75+* in *Q1 2026**. The **$809* figure does NOT exist on any official government source — period.

✔️ Combined Income Reveal: A single senior *75+* receiving maximum OAS + GIS gets *$1,925.28**/month — that's **$23,103.36**/year, largely tax-free. Spouses aged **60 to 64* may also qualify for the Allowance at up to **$1,409.72**/month or the Allowance for the Survivor at **$1,680.47**/month.

✔️ The Abramowitz v Canada Ruling (**November 2025**): The Federal Court of Appeal confirmed that once your auto-enrollment windows close — *90 days* for reconsideration and *6 months* to cancel — reversal is permanently impossible. This is now settled law in **Canada**.

✔️ Deferral Math vs GIS Trap: Deferring OAS from *65 to 70* gives you a *36%* permanent increase (approximately **$1,009.54**/month). BUT if you qualify for GIS at up to **$1,108.74**/month, deferring could cost you MORE than it gains. Know your number before you decide.

✔️ The OAS Clawback Double-Hit: If your net income exceeds *$93,454* in *2025**, the OAS Recovery Tax claws back 15 cents per dollar. Full elimination hits at **$152,062* for ages *65-74* and *$157,923* for ages **75+**. High-income seniors who were auto-enrolled without deferring face a surprise tax bill AND cannot reverse — thanks to Abramowitz.

✔️ Partial Pension Alert: Seniors with *10 to 39 years* of *Canadian* residency qualify for a partial OAS calculated at 1/40th per year. That's approximately *$556.73**/month at **30 years* or **$371.16**/month at **20 years**. You MUST apply manually using form **ISP-3550**.

✔️ The *March 31st, 2026* Date: Federal Court hearing on the proposed settlement in the Sweet Class Action — potential implications for OAS and GIS recipients.

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🕒 VIDEO BREAKDOWN:
🕒 0:00 — Stop Everything: The $809 Number Is Wrong
🕒 1:44 — Where the $809 Myth Actually Came From
🕒 3:21 — The REAL Verified OAS Amounts for Q1 & Q2 2026
🕒 5:38 — How Quarterly CPI Indexing Protects Your Pension
🕒 7:15 — Maximum GIS, Allowance & Survivor Benefit Amounts
🕒 9:42 — How Automatic Enrollment Actually Works (Since 2013)
🕒 12:08 — Abramowitz v Canada: The Ruling That Changes Everything
🕒 15:30 — Deferral Strategy: The 36% Boost vs The GIS Trap
🕒 18:10 — OAS Clawback Double-Hit for High-Income Seniors
🕒 20:05 — Partial Pensions & Form ISP-3550 for Newcomers
🕒 21:50 — All 12 OAS/CPP/GIS Payment Dates for 2026
🕒 23:40 — Your 5-Step Action Plan Before Age 65

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📅 FULL 2026 PAYMENT CALENDAR:
*January 28* · *February 25* · *March 27* · *April 28* · *May 27* · *June 26* · *July 29* · *August 27* · *September 25* · *October 28* · *November 26* ·

🔗 OFFICIAL RESOURCES & HELPLINES:
• CRA My Account: canada.ca/en/revenue-agency/services/e-services/digital-services-individuals/account-individuals.html
• My Service Canada Account: canada.ca/en/employment-social-development/services/my-account.html
• OAS Application Form ISP-3550: canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/apply.html
• CRA Seniors Line: 1-800-959-8281
• OAS / GIS / Allowance Helpline: 1-800-277-9914

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💬 QUESTION FOR YOU, FOLKS:
Did you know the auto-enrollment window can close PERMANENTLY in as little as 90 days — with NO legal reversal? Drop "YES" or "NO" below. And tell us — are you between 60 and 64 waiting for your letter, or are you already receiving OAS and wondering if your amount is correct? Type your PROVINCE so we can help! 👇

⚠️ DISCLAIMER: This video is educational content only and does NOT constitute financial, legal, or tax advice. Always verify your personal entitlements directly with Service Canada at 1-800-277-9914 or through your My Service Canada Account. Your individual OAS amount depends on your residency history, age tier, and deferral status.