Emi drop alert

Описание: Big RBI update! 🔥
Your home loan, car loan, or personal loan EMI could soon get cheaper — all thanks to a rule change that allows banks to reduce your “spread” even before 3 years 👏

Earlier, even if your credit score improved, banks couldn’t lower their margin —
now they can! 💡

✅ Applies to floating-rate loans linked to Repo or external benchmarks
✅ You can request a spread review if your profile looks stronger today
✅ Don’t wait — the rule is effective October 2025 onwards

Because now, lower spread = lower EMI = more savings 💸

Comment “EMI” and I’ll send you a free checklist to help you get your rate reduced


(RBI rule change, EMI reduction, home loan, car loan, personal loan, repo rate, spread review, floating rate loans, credit score improvement, lower interest rate, October 2025 RBI update, loan savings, finance news, personal finance India)