What Happens If I Exceed My Annual Contribution Limit?
Автор: Get Retirement Help
Загружено: 2025-12-14
Просмотров: 6
Описание:
Have you ever wondered about the potential pitfalls of over-contributing to your retirement accounts? Navigating annual contribution limits can be tricky, and exceeding them can lead to unexpected consequences. This video breaks down exactly what happens if you go over the allowed amount.
In this video, you'll learn:
► The IRS penalties and fees for exceeding your annual retirement contribution limits.
► How different account types, like IRAs and 401(k)s, handle excess contributions.
► Crucial steps to take if you realize you've accidentally over-contributed.
► Strategies to avoid common mistakes and stay within contribution guidelines.
► The long-term impact of excess contributions on your retirement savings.
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