Why DWP Can’t Force You to Give Bank Statements (Even Under the F.E.A.R Act)

Описание: Why DWP Can’t Force You to Give Bank Statements (Even Under the F.E.A.R Act)

In this video, I break down what the law actually says about DWP requests for bank statements, where their powers stop, and why process matters — especially in light of the Public Authorities (Fraud, Error and Recovery) Act 2025 and the new eligibility verification powers.

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There’s a huge amount of fear-based misinformation circulating right now. This video explains:

✔️ The difference between a lawful information notice and a casual request
✔️ Why bank statements are not a blanket entitlement
✔️ What “reasonable suspicion” and proportionality really mean
✔️ How data protection law and ICO guidance limit what can be demanded
✔️ The specific steps DWP must follow before bank data can be obtained
✔️ Why failure to follow process makes requests challengeable

This is not about encouraging fraud — it’s about protecting lawful claimants, disabled people, carers and self-employed individuals from overreach, pressure tactics and misinformation.

⚖️ Important note
Disclaimer: This is not legal advice. This video is legal education and public-interest commentary, based on publicly available legislation, ICO guidance, and tribunal practice.