PAYCHECK ROUTINE | FROM GROSS TO NET | $9,238.47 to $4,547.23 - 02.07.25

Описание: 📌 FIRST PAYCHECK OF THE month | Budget With Me + Cash Envelope System | Paycheck Breakdown 2025

🎉 It’s the first paycheck of the month, and I’m excited to break it down with you! In today’s video, I’ll go over my paycheck budgeting routine, including my gross income, 401k contributions, income taxes and our HSA & FSA contributions. If you're looking for budgeting inspiration and want to see how I manage my finances using the cash envelope system, you’re in the right place!

💰 To summarize:
✔️ Gross income - $9,238.47
✔️ Federal Income Taxes - $908.96
✔️ Social Security & Medicare - $670.26
✔️ State Deduction - $112.80
✔️ Health Insurance - $152.16
✔️ HSA & FSA - $398.45
✔️ Retirement & ESPP - $2,448.61
✔️ Net Income - $4,547.23

Chapters:
00:00 - Intro
02:45 - Gross Income
03:15 - Federal Income Taxes
04:00 - Social Security & Medicare Taxes
05:15 - State Deductions
05:51 - Health Insurance
06:45 - HSA & FSA
07:45 - Retirement & ESPP
09:15 - Net Income
12:15 - ESPP Contribution Tracker
15:00 - Outro

#paycheckroutine #paycheckbreakdown #cashenvelopesystem

🌟 About Me 🌟

Hey there! I’m Brie, a 43-year-old Mom personal finance enthusiast, and FIRE advocate. After stepping away from strict budgeting for a while, I’m now getting back into it and using the cash envelope system to regain control of my finances. My goal is to retire at 60 with a F.I.R.E number of $1,500,000. I created FIRE Roadmap to FU Money to document my journey, (re)learn as I go, and share what works (and what doesn’t). If you’re resetting your financial habits or just starting out, let’s figure it out together and build that FU money! 💸🔥

DISCLAIMER - I'M NOT A FINANCIAL ADVISOR

📲 Let’s Connect!
📸 Instagram: www.instagram.com/fireroadmaptofumoney
📸 Instagram: www.instagram.com/brie_plans

🎥 More FIRE Content:
▶️ Networth Tracker Playlist →    • Net worth tracker  
▶️ Budget Playlist →    • Budget  

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