What Happens to Your Home without a Trust?

Описание: Most homeowners believe having a will protects their home — and that assumption can be costly.
In reality, wills, trusts, titles, and beneficiary designations work very differently, and getting them wrong can put your family, your property, and your legacy at risk.

In this video, we break down _*what homeowners get wrong about wills vs trusts*_, how probate really works, and what happens to your home if your estate plan isn’t properly structured — especially in *Texas*.

Whether you’re a homeowner, parent, or Realtor advising clients, this is information you need before it’s too late.

In this video, you’ll learn:
✅ The real difference between a will and a trust
✅ What happens if you die without a will in Texas
✅ Why probate can delay property transfers for months — or years
✅ How homes pass outside of probate (and when they don’t)
✅ Estate planning options for families with disabled children
✅ How property can be transferred before death with proper planning

This is not legal advice — it’s education so you can ask better questions and avoid common, expensive mistakes.

For MORE information, reach out to the incredible people who brought you this information!

Thank you to my co-hosts:
Brandon Herndon
Financial Problem Solver
281-900-4684
[email protected]

Mary Jane Williams
Disability Advocate
832-725-8595
[email protected]

Jennifer Hughes Hernandez Legacy Mutual Mortgage
Equal Housing Opportunity Lender NMLS #514497
Phone: 713-579-3611
[email protected]

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Loan With Jen and affiliates and related parties do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Legal Disclosure: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Before investing, please consult a licensed professional.

Chapters
0:00 – Wills vs Trusts What Homeowners Get Wrong
0:42 – Disclaimer This is Education Not Legal Advice
1:18 – Meet the Panel Mortgage, Money, Disability Planning
2:17 – Why Estate Planning Matters Brandon’s Story
3:52 – Estate Planning Checklist What To Include
4:48 – What a Will Actually Does (And Doesn’t)
5:54 – The Document Most Families Forget Healthcare POA + HIPAA
6:54 – How Much Wills and Trusts Cost (Free + Paid Options)
9:38 – What Happens If You Die Without a Will in Texas
11:51 – Probate Explained Why It Can Take Months (Or Years)
12:35 – What Assets Avoid Probate (Beneficiaries + TOD)
13:51 – Best Practices Titles, Beneficiaries, Updates
15:57 – Transfer Property Before Death Gift of Equity Strategy
18:04 – Transfer on Death Deed Pros + Limitations
19:30 – Living Trusts Revocable vs Irrevocable Explained
21:24 – Can You Buy a Home in the Name of a Trust
22:51 – Special Needs Planning What Families Miss
23:34 – Special Needs Trust How It Protects SSI/Medicaid
25:22 – ABLE Accounts + Pooled Trust Options
27:04 – Buying a Home for an Adult Disabled Child (Mortgage Option)
28:38 – Affordable Estate Planning Option Net Law Overview
30:56 – Q&A TOD Deeds, Probate, Taxes, Pour-Over Wills
45:53 – Quick Tip HIPAA + Medical POA for Kids Turning 18
47:34 – Final Thoughts Share This + Next Webinar