Why Your CREDIT LIMIT Is What It Is...and How to Raise It!

Описание: Your credit limit isn’t random — it’s calculated. And the truth behind how lenders decide your limit is more strategic, more predictable, and more in your control than most people realize. In this video, we break down what credit limits really mean, how banks determine them, and the pros and cons of having a low vs. high credit limit. If you’re trying to build better credit or position yourself for higher limits in the future, this is the video you don’t want to skip.


Chapters
0:00 - Intro
0:48 - What is a Credit Limit?
1:23 - How Lenders Decide Your Credit Limit
3:16 - The Pros and Cons of Low vs. High Credit Limits
6:39 - How to Raise Your Credit Limit
8:11 - Wrap-Up

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ABOUT ME
With a business school education and 20+ years of experience in tech and finance, I created this channel to empower you in all aspects of Personal Finance and Financial Wellness. My mission is to provide relatable, actionable insights so you can Dream Big, Live Well, and Do Great Things!


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