New Study Supports 100 Equity Investing for Life – The Debate

Описание: ♦New Study Supports 100% Equity Investing for Life – The Debate♦

Recently, I posted a video “New Study Supports 100% Equity Investing for Life” that went semi-viral with 14,000 YouTube views & 1,000 podcast downloads.

There is an interesting active debate mainly on YouTube, and a bit on my blog with a lot of comments and questions. Let’s look at them and join the debate.

The evidence from the study to invest 100% in equities for life is certainly unconventional, so the comments revealed interesting insights.

This is an important topic. I have many posts on my blog over almost 20 years about how much better your Financial Plan and retirement income are with a high equity allocation.

I have posts about other studies, including my own. I believe people with a high enough risk tolerance who will stay invested through market crashes should invest 100% in equities. This is unconventional wisdom – but studies show it works!

In my latest YouTube video you'll discover:

What did the study actually say?
What did most of the comments agree on?
Does the study support 100% equities right through retirement?
Won’t many people panic and sell?
How does the recommendation of 67% international look for US vs. non-US investors?
Do international stocks provide good diversification?
Would this work in some time periods but not others?
Would it work for narrower equity indexes, such as the NASDAQ?
Is this study new?
Isn’t the risk of running out of money in retirement similar for 100%, 80% & 60% equities?
Isn’t it better to keep some cash?

Enjoy!
Ed
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⏰ TIMESTAMPS

00:00 | Introduction & Background
01:16 | Summary of the Study
03:50 | Major Comments & Reactions
04:58 | Does the Study Support 100% Equities Through Retirement?
05:57 | Will Many Investors Panic and Sell?
09: 32 | 67% International Allocation for U.S. vs. Non-U.S. Investors
14:07 | Do International Stocks Provide Better Diversification Than Bonds?
18:05 | Would This Strategy Work in All Time Periods?
20: 08 | Would This Work for Narrower Indexes Like Nasdaq?
22:54 | Is This Study Actually New?
23:06 | What Are the Risks of Running Out of Money in Retirement?
25:01 | Isn't It Better to Keep Some Cash?
26:17 | Conclusion & Call to Action
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Please like, share and comment if this video has been helpful to you!

Thanks so much!
Ed Rempel
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Ed Rempel CPA, CMA, CFP is a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience. He was awarded “Best Canadian Personal Finance Blog” by Expertido, and is the #1 financial blog in Canada for a financial planner on Hardbacon and Feedspot.

For the past 28 years, he has assisted thousands of Canadians with creating real, professional, “interactive” financial plans that earn results. Ed is known for his financial strategies, such as the Smith Manoeuvre and Lifecycle Investing strategies. He is also particularly skilled with the 8-Year GIS Strategy, a strategy to help seniors qualify for larger government pensions using effective planning & investing.