R23 000 spent — but here's why

Описание: What’s good, beautiful people 🤍

It’s the 7th of March, one week into the month, and I wanted to sit down and give you a real update on my spending so far. I recorded this late at night while my son was asleep, and honestly… the numbers shocked me a little.

In the first 7 days of the month, R23,000 has already left my account.

But before anyone panics, this video is a reminder that personal finance is personal. A lot of that money went toward things that had to be paid — investments, savings, debit orders, school fees, levies, and other bills that normally go off at the beginning of the month.

In this video I walk you through:
• My first week of March spending
• Why so much money goes out at the beginning of the month
• Investments and savings debit orders that came off
• School fees, levies, and electricity payments
• Grocery spending and staying disciplined this month
• Starting a small side business selling atchar
• My current 50/30/20 budget breakdown
• How I’m trying to stay disciplined after overspending in previous months

Even though the total looks scary, most of the spending actually went to saving, investing, and paying bills, which is exactly where I want my money to go.

I’m also trying to be more disciplined with groceries this month and use what we already have at home instead of constantly buying more.

And towards the end of the video I share:
• A quick update on my savings and investments
• My plan to share my Q1 net worth update soon
• My journey of paying off my home loan and car loan faster

This channel is about real money conversations, transparency, and learning as we go. No perfect budgets here — just progress.

If you made it this far, drop a 💚 in the comments so I know who the real ones are.

Don’t forget to like, comment, and subscribe for more honest personal finance content.

See you in the next video 🤍💸

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